body{
 margin: 0px;
 padding: 0px;
 background: #ffffff;
 background-image: url(images/bg.gif);
 background-repeat: repeat-y;
 font-family: sans-serif,arial;
 color: #000000;
 z-index: 1;
 }

#hdr{
 position: absolute;
 top: 0px;
 left: 0px;
 width: 100%;
 height: 150px;
 margin: 0px;
 padding: 0px;
 background-image: url(images/bg_header.gif);
 background-repeat: no-repeat;
 }

#lh-col{
 position: absolute;
 top: 160px;
 left: 10px;
 width: 180px;
 margin: 0px;
 padding: 0px;
 height: 400px;
 }

#rh-col{
 position :relative;
 margin: 120px 20px 20px 220px;
 padding: 20px;
 }